{"id":4397,"date":"2020-12-03T11:48:24","date_gmt":"2020-12-03T11:48:24","guid":{"rendered":"https:\/\/www.futuresandoptions.gr\/en\/?p=4397"},"modified":"2020-12-03T11:48:25","modified_gmt":"2020-12-03T11:48:25","slug":"tlaib-garcia-and-lynch-introduce-legislation-protecting-consumers-from-cryptocurrency-related-financial-threats","status":"publish","type":"post","link":"https:\/\/www.futuresandoptions.gr\/en\/tlaib-garcia-and-lynch-introduce-legislation-protecting-consumers-from-cryptocurrency-related-financial-threats\/","title":{"rendered":"Tlaib, Garc\u00eda and Lynch Introduce Legislation Protecting Consumers from Cryptocurrency-Related Financial Threats"},"content":{"rendered":"\n<p>This week,\u00a0<strong>Congresswoman Rashida Tlaib (MI-13),\u00a0<\/strong>along with<strong>\u00a0Congressmen Jes\u00fas \u201cChuy\u201d Garc\u00eda (IL-04) and Chairman of Task Force on Financial Technology Rep. Stephen Lynch (MA-08)<\/strong>, introduced the\u00a0<strong>Stablecoin Tethering and Bank Licensing Enforcement (STABLE) Act<\/strong>, which would protect consumers from the risks posed by emerging digital payment instruments, such as Facebook\u2019s Libra and other Stablecoins currently offered in the market, by regulating their issuance and related commercial activities. Digital currencies, whose value is permanently pegged to or stabilized against a conventional currency like the dollar, pose new regulatory challenges while also represent a growing source of the market, liquidity, and credit risk.<\/p>\n\n\n\n<p>The STABLE Act would remedy some of those challenges at a time when the COVID-19 Pandemic has exposed numerous barriers to accessing and utilizing mainstream financial institutions, leaving many to look to the financial technology sector to meet the financial servicing needs of low- and moderate-income (LMI) consumers for everything from faster direct payments, access to loans, and even access to bank accounts. LMI consumer vulnerabilities could be exploited and obscured by bad actors looking to issue <a href=\"https:\/\/www.futuresandoptions.gr\/en\/blockchain-stablecoins-and-gold\/\">stablecoins<\/a>,\u00a0like other shadow money issuers in the past. For Tlaib, Garc\u00eda, and Lynch, that threat coupled with the financial strains posed by the ongoing pandemic requires urgent action, including passage of the STABLE Act that would:<\/p>\n\n\n\n<ul class=\"wp-block-list\"><li>Require any prospective issuer of a stablecoin to obtain a banking charter;<\/li><li>Require that any company offering stablecoin services must follow the appropriate banking regulations under the existing regulatory jurisdictions;<\/li><li>Require that any company or bank issuing a stablecoin to notify and obtain approval from the Fed, the FDIC, and the appropriate banking agency 6 months prior to its issuance and maintain an ongoing analysis of potential systemic impacts and risks;<\/li><li>And require that any stablecoin issuers obtain FDIC insurance or otherwise maintain reserves at the Federal Reserve to ensure that all stablecoins can be readily converted into United States dollars, on demand.<\/li><\/ul>\n\n\n\n<p>\u201cGetting ahead of the curve on preventing cryptocurrency providers from repeating the crimes against low- and moderate-income residents of color that traditional big banks have is\u2014and has been\u2014critically important,\u201d&nbsp;<strong>Congresswoman Tlaib said.<\/strong>&nbsp;\u201cFrom the OCC to the Federal Reserve to those peddling stablecoins, the protections the STABLE Act would make possible are more needed than ever amid a pandemic that will breed riskier financial decisions out of necessity because our federal government continues to fail us all by not providing adequate relief legislation. I thank Congressman Garc\u00eda and Chairman Lynch for co-leading this important effort to see these protections made a reality.\u201d<\/p>\n\n\n\n<p>\u201cWorking class communities like mine in Chicago already face tremendous barriers to accessing financial services and credit. The Trump administration\u2019s deregulation of our financial system has opened the door for tech companies to consolidate their power by preying on people of color with products that promise inclusion but only undermine our banking system,\u201d&nbsp;<strong>said Congressman Jes\u00fas \u201cChuy\u201d Garc\u00eda.&nbsp;<\/strong>\u201cThat\u2019s why I\u2019m proud to introduce the STABLE Act with Reps. Tlaib and Lynch to ensure that new financial tools like stablecoins have proper oversight and protections. Congress must ensure that new financial technologies and payment tools do not prey on vulnerable users. The STABLE Act does just that&#8211;it embraces innovation while also protecting consumers.\u201d<\/p>\n\n\n\n<p>\u201cThe STABLE Act is a concrete step toward protecting Americans\u2019 finances and ensuring safety and soundness in financial institutions,\u201d&nbsp;<strong>Rep. Lynch said.<\/strong>&nbsp;\u201cStablecoins present a new and innovative way for consumers to use their money and I believe this technology can be used to make financial transactions more efficient while potentially increasing financial inclusion. However, adopting new technology has its risks and I give great credit to my colleague, Rep. Rashida Tlaib, for recognizing and addressing the need for appropriate consumer protections. In the STABLE Act Rep. Tlaib ensures that our financial regulators have the necessary tools to protect consumers. We cannot outsource the issuance of American currency to private entities and the STABLE Act guarantees that our regulators will be able to effectively oversee the application of this new technology.\u201d<\/p>\n\n\n\n<p>Facebook has attempted\u00a0to take advantage of the financial exclusion and gap in the market\u2014just one of the actors that have pursued issuing stablecoins by pegging them to a basket of major conventional currencies. JP Morgan, Apple, and Paypal\/Venmo\u00a0have also considered issue their own stablecoin variants that also have the potential to take advantage of unbanked and underbanked communities.\u00a0Many of these stablecoins inherently represent a promise that, without regulations, there is potential for disparate impact, \u201cpredatory inclusion,\u201d \u201cdigital redlining,\u201d and the \u201ccolor of surveillance,\u201d as consumer advocates have warned. \u00a0<\/p>\n\n\n\n<p>Some of the foremost consumer advocacy organizations, including The Public Money Action, The Law and Political Economy (LPE) Project, Consumer Reports and Americans for Financial Reform, have endorsed the STABLE Act.<\/p>\n\n\n\n<p>\u201cThe STABLE Act is a forward-looking bill that embraces digital payments innovation, while simultaneously ensuring that the our money remains safe, secure, and properly regulated,\u201d&nbsp;<strong>Willamette University College of Law Assistant Professor Rohan Grey said.<\/strong><\/p>\n\n\n\n<p>&#8220;By extending federal banking regulation and consumer protections to cover new forms of \u2018deposits\u2019, the STABLE Act addresses the growth of \u2018shadow payments\u2019 and \u2018shadow banking\u2019\u2014forms of financial activity that merit robust, preventative, and comprehensive regulation regardless of their specific legal and technological design,\u201d&nbsp;<strong>Public Money Action Director and Yale Law School Associate Research Scholar Ra\u00fal Carrillo said.<\/strong>&nbsp;\u201cEven more importantly, the STABLE Act shuts the door on Big Tech companies like Facebook that are trying to enter the banking space without following the appropriate rules or conducting business on a level playing field.&#8221;<\/p>\n\n\n\n<p>&#8220;The STABLE Act establishes appropriate oversight of issuers of stable coins,&#8221;&nbsp;<strong>said Consumer Reports Manager of Financial Policy Christina Tetreault said<\/strong>. &nbsp;&#8220;It&#8217;s an important step in establishing coherent&nbsp;federal oversight, supervision and regulation of digital financial instruments.&#8221;&nbsp;&nbsp;<\/p>\n\n\n\n<p>&#8220;Tech companies are promoting unregulated \u2018stablecoins\u2019 that compete with the U.S. dollar and regulated&nbsp;banks by promising customers they can&#8217;t lose money on their investments,\u201d&nbsp;<strong>Americans for Financial Reform Policy Director Marcus Stanley said<\/strong>. \u201cThese stablecoins are insured deposits in all but name. The STABLE Act would bring an end to this evasion by ensuring that companies that guarantee customer deposits are properly regulated as insured depository banks.\u201d<\/p>\n\n\n\n<p>\u201cThis is the first comprehensive attempt to offer regulatory clarity for the defense of the U.S. dollar in digital form, and places America among other world countries as a leader in digital assets.\u201d&nbsp;<strong>said Value Technology Foundation President and CEO Jason Brett.<\/strong><\/p>\n\n\n\n<p>Tlaib and Lynch previously led a&nbsp;<a href=\"https:\/\/tlaib.house.gov\/media\/press-releases\/tlaib-lynch-lead-letter-blasting-occ-unilateral-actions-fintech-charter\">letter<\/a>&nbsp;cosigned by Garc\u00eda to the Acting Comptroller of the Currency (OCC) Brian Brooks blasting the bureau\u2019s unilateral actions in the digital financial activities space, including interpretive letters on cryptocurrency custody, stablecoins, and its announced plans to start offering special purpose \u2018payments\u2019 charters, without protecting the financial system and consumers from the related increase in systemic risk.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>The Stablecoin Tethering and Bank Licensing Enforcement (STABLE) Act, which would protect consumers from the risks posed by emerging digital payment instruments<\/p>\n","protected":false},"author":2,"featured_media":4398,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"inline_featured_image":false,"footnotes":""},"categories":[352,1164,812,14,1190],"tags":[1161,1203,1031],"class_list":["post-4397","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-bitcoin","category-cbdc","category-cryptocurrencies","category-financial-news","category-stablecoins","tag-libra","tag-stable-act","tag-stablecoins"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v26.6 - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Tlaib, Garc\u00eda and Lynch Introduce Legislation Protecting Consumers from Cryptocurrency-Related Financial Threats -<\/title>\n<meta name=\"description\" content=\"the Stablecoin Tethering and Bank Licensing Enforcement STABLE Act, which would protect consumers from the risks by emerging digital payment\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.futuresandoptions.gr\/en\/tlaib-garcia-and-lynch-introduce-legislation-protecting-consumers-from-cryptocurrency-related-financial-threats\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tlaib, Garc\u00eda and Lynch Introduce Legislation Protecting Consumers from Cryptocurrency-Related Financial Threats -\" \/>\n<meta property=\"og:description\" content=\"the Stablecoin Tethering and Bank Licensing Enforcement STABLE Act, which would protect consumers from the risks by emerging digital payment\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.futuresandoptions.gr\/en\/tlaib-garcia-and-lynch-introduce-legislation-protecting-consumers-from-cryptocurrency-related-financial-threats\/\" \/>\n<meta property=\"og:site_name\" content=\"Futures and Options\" \/>\n<meta property=\"article:published_time\" content=\"2020-12-03T11:48:24+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2020-12-03T11:48:25+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.futuresandoptions.gr\/en\/wp-content\/uploads\/2020\/12\/STABLE-Act.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"600\" \/>\n\t<meta property=\"og:image:height\" content=\"400\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"pnik\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"pnik\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.futuresandoptions.gr\/en\/tlaib-garcia-and-lynch-introduce-legislation-protecting-consumers-from-cryptocurrency-related-financial-threats\/\",\"url\":\"https:\/\/www.futuresandoptions.gr\/en\/tlaib-garcia-and-lynch-introduce-legislation-protecting-consumers-from-cryptocurrency-related-financial-threats\/\",\"name\":\"Tlaib, Garc\u00eda and Lynch Introduce Legislation Protecting Consumers from Cryptocurrency-Related Financial Threats -\",\"isPartOf\":{\"@id\":\"https:\/\/www.futuresandoptions.gr\/en\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.futuresandoptions.gr\/en\/tlaib-garcia-and-lynch-introduce-legislation-protecting-consumers-from-cryptocurrency-related-financial-threats\/#primaryimage\"},\"image\":{\"@id\":\"https:\/\/www.futuresandoptions.gr\/en\/tlaib-garcia-and-lynch-introduce-legislation-protecting-consumers-from-cryptocurrency-related-financial-threats\/#primaryimage\"},\"thumbnailUrl\":\"https:\/\/www.futuresandoptions.gr\/en\/wp-content\/uploads\/2020\/12\/STABLE-Act.jpg\",\"datePublished\":\"2020-12-03T11:48:24+00:00\",\"dateModified\":\"2020-12-03T11:48:25+00:00\",\"author\":{\"@id\":\"https:\/\/www.futuresandoptions.gr\/en\/#\/schema\/person\/e724181c2b6dddb5e6c826e406faac26\"},\"description\":\"the Stablecoin Tethering and Bank Licensing Enforcement STABLE Act, which would protect consumers from the risks by emerging digital payment\",\"breadcrumb\":{\"@id\":\"https:\/\/www.futuresandoptions.gr\/en\/tlaib-garcia-and-lynch-introduce-legislation-protecting-consumers-from-cryptocurrency-related-financial-threats\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.futuresandoptions.gr\/en\/tlaib-garcia-and-lynch-introduce-legislation-protecting-consumers-from-cryptocurrency-related-financial-threats\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\/\/www.futuresandoptions.gr\/en\/tlaib-garcia-and-lynch-introduce-legislation-protecting-consumers-from-cryptocurrency-related-financial-threats\/#primaryimage\",\"url\":\"https:\/\/www.futuresandoptions.gr\/en\/wp-content\/uploads\/2020\/12\/STABLE-Act.jpg\",\"contentUrl\":\"https:\/\/www.futuresandoptions.gr\/en\/wp-content\/uploads\/2020\/12\/STABLE-Act.jpg\",\"width\":600,\"height\":400,\"caption\":\"STABLE Act\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/www.futuresandoptions.gr\/en\/tlaib-garcia-and-lynch-introduce-legislation-protecting-consumers-from-cryptocurrency-related-financial-threats\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/www.futuresandoptions.gr\/en\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Tlaib, Garc\u00eda and Lynch Introduce Legislation Protecting Consumers from Cryptocurrency-Related Financial Threats\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.futuresandoptions.gr\/en\/#website\",\"url\":\"https:\/\/www.futuresandoptions.gr\/en\/\",\"name\":\"Futures and Options\",\"description\":\"Serving Intelligent Investors\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/www.futuresandoptions.gr\/en\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.futuresandoptions.gr\/en\/#\/schema\/person\/e724181c2b6dddb5e6c826e406faac26\",\"name\":\"pnik\",\"url\":\"https:\/\/www.futuresandoptions.gr\/en\/author\/pnik\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Tlaib, Garc\u00eda and Lynch Introduce Legislation Protecting Consumers from Cryptocurrency-Related Financial Threats -","description":"the Stablecoin Tethering and Bank Licensing Enforcement STABLE Act, which would protect consumers from the risks by emerging digital payment","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.futuresandoptions.gr\/en\/tlaib-garcia-and-lynch-introduce-legislation-protecting-consumers-from-cryptocurrency-related-financial-threats\/","og_locale":"en_US","og_type":"article","og_title":"Tlaib, Garc\u00eda and Lynch Introduce Legislation Protecting Consumers from Cryptocurrency-Related Financial Threats -","og_description":"the Stablecoin Tethering and Bank Licensing Enforcement STABLE Act, which would protect consumers from the risks by emerging digital payment","og_url":"https:\/\/www.futuresandoptions.gr\/en\/tlaib-garcia-and-lynch-introduce-legislation-protecting-consumers-from-cryptocurrency-related-financial-threats\/","og_site_name":"Futures and Options","article_published_time":"2020-12-03T11:48:24+00:00","article_modified_time":"2020-12-03T11:48:25+00:00","og_image":[{"width":600,"height":400,"url":"https:\/\/www.futuresandoptions.gr\/en\/wp-content\/uploads\/2020\/12\/STABLE-Act.jpg","type":"image\/jpeg"}],"author":"pnik","twitter_card":"summary_large_image","twitter_misc":{"Written by":"pnik","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.futuresandoptions.gr\/en\/tlaib-garcia-and-lynch-introduce-legislation-protecting-consumers-from-cryptocurrency-related-financial-threats\/","url":"https:\/\/www.futuresandoptions.gr\/en\/tlaib-garcia-and-lynch-introduce-legislation-protecting-consumers-from-cryptocurrency-related-financial-threats\/","name":"Tlaib, Garc\u00eda and Lynch Introduce Legislation Protecting Consumers from Cryptocurrency-Related Financial Threats -","isPartOf":{"@id":"https:\/\/www.futuresandoptions.gr\/en\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.futuresandoptions.gr\/en\/tlaib-garcia-and-lynch-introduce-legislation-protecting-consumers-from-cryptocurrency-related-financial-threats\/#primaryimage"},"image":{"@id":"https:\/\/www.futuresandoptions.gr\/en\/tlaib-garcia-and-lynch-introduce-legislation-protecting-consumers-from-cryptocurrency-related-financial-threats\/#primaryimage"},"thumbnailUrl":"https:\/\/www.futuresandoptions.gr\/en\/wp-content\/uploads\/2020\/12\/STABLE-Act.jpg","datePublished":"2020-12-03T11:48:24+00:00","dateModified":"2020-12-03T11:48:25+00:00","author":{"@id":"https:\/\/www.futuresandoptions.gr\/en\/#\/schema\/person\/e724181c2b6dddb5e6c826e406faac26"},"description":"the Stablecoin Tethering and Bank Licensing Enforcement STABLE Act, which would protect consumers from the risks by emerging digital payment","breadcrumb":{"@id":"https:\/\/www.futuresandoptions.gr\/en\/tlaib-garcia-and-lynch-introduce-legislation-protecting-consumers-from-cryptocurrency-related-financial-threats\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.futuresandoptions.gr\/en\/tlaib-garcia-and-lynch-introduce-legislation-protecting-consumers-from-cryptocurrency-related-financial-threats\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/www.futuresandoptions.gr\/en\/tlaib-garcia-and-lynch-introduce-legislation-protecting-consumers-from-cryptocurrency-related-financial-threats\/#primaryimage","url":"https:\/\/www.futuresandoptions.gr\/en\/wp-content\/uploads\/2020\/12\/STABLE-Act.jpg","contentUrl":"https:\/\/www.futuresandoptions.gr\/en\/wp-content\/uploads\/2020\/12\/STABLE-Act.jpg","width":600,"height":400,"caption":"STABLE Act"},{"@type":"BreadcrumbList","@id":"https:\/\/www.futuresandoptions.gr\/en\/tlaib-garcia-and-lynch-introduce-legislation-protecting-consumers-from-cryptocurrency-related-financial-threats\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/www.futuresandoptions.gr\/en\/"},{"@type":"ListItem","position":2,"name":"Tlaib, Garc\u00eda and Lynch Introduce Legislation Protecting Consumers from Cryptocurrency-Related Financial Threats"}]},{"@type":"WebSite","@id":"https:\/\/www.futuresandoptions.gr\/en\/#website","url":"https:\/\/www.futuresandoptions.gr\/en\/","name":"Futures and Options","description":"Serving Intelligent Investors","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.futuresandoptions.gr\/en\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Person","@id":"https:\/\/www.futuresandoptions.gr\/en\/#\/schema\/person\/e724181c2b6dddb5e6c826e406faac26","name":"pnik","url":"https:\/\/www.futuresandoptions.gr\/en\/author\/pnik\/"}]}},"_links":{"self":[{"href":"https:\/\/www.futuresandoptions.gr\/en\/wp-json\/wp\/v2\/posts\/4397","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.futuresandoptions.gr\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.futuresandoptions.gr\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.futuresandoptions.gr\/en\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.futuresandoptions.gr\/en\/wp-json\/wp\/v2\/comments?post=4397"}],"version-history":[{"count":2,"href":"https:\/\/www.futuresandoptions.gr\/en\/wp-json\/wp\/v2\/posts\/4397\/revisions"}],"predecessor-version":[{"id":4400,"href":"https:\/\/www.futuresandoptions.gr\/en\/wp-json\/wp\/v2\/posts\/4397\/revisions\/4400"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.futuresandoptions.gr\/en\/wp-json\/wp\/v2\/media\/4398"}],"wp:attachment":[{"href":"https:\/\/www.futuresandoptions.gr\/en\/wp-json\/wp\/v2\/media?parent=4397"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.futuresandoptions.gr\/en\/wp-json\/wp\/v2\/categories?post=4397"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.futuresandoptions.gr\/en\/wp-json\/wp\/v2\/tags?post=4397"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}